Bancroft Leasing

Whatever industry you're in, we've got you covered!

We proud ourselves on providing financing for commercial industries through out the US and Canada including (but not limited to):

                   501(c)3 Non-Profits

                   Business

                   Construction & Excavating

                   Fitness

                   Food Industries

                   Furniture & Fixtures

                   Heavy Equipment

                   Hospitality and Hotels  

                   Machinery & Production

                   Manufacturing

                   Medical

                   Municipal/Government  

                   Printing

                   Production

                   Restaurants  

                   Scales, Weights, & Measures 

                   Start-Ups 

                   Technology

                   Trucks & Transportation  

                   Woodworking

                   And much, much more!

Don't see your industry listed? Don't fret! Call us at 901.761.2156 or email us at bancroft@aglease.com.

Need a financial solution that works for you rather than the other way around?

We offer a wide range of financial solutions you can choose from including:

                    Equipment leasing

                    Equipment loans

                    Working capital

                    Inventory financing

                    Asset-based lending

Call 901.761.2156 or email us at bancroft@aglease.com to discuss a financial solution that works best for you.

Are you a farmer who needs help with financing but not sure where to begin?

Come to us! Bancroft Leasing is known as AG LEASE™ to the world of agriculture.

AG LEASE™ continues to be the AG equipment financing choice for successful farming operations throughout the United States from the Carolinas to California.

If you are a farmer or are involved in the agricultural industry, we can help you with financing.

AG LEASE™ can finance any AG equipment needed in crop production and harvesting operations such as:

                      Tractors

                      Combines

                      Sprayers

                      Pivots

as well as:

                      Metal buildings

                      Grain storage bins

                      Feed hoppers

                      Fertilizer tanks

                      Farm vehicles (trucks and trailers)

                      GPS systems

                      And much, much more!

You select and order your equipment, and AG LEASE™ provides the financing.

AG LEASE™ can customize your lease structure to meet your harvest cycle, your cash flow, and your tax requirements. We will work with you and your CPA or your tax advisor to design a lease to meet your specific needs.

For information on our AG LEASE™, please visit: http://www.aglease.com.

If you are looking to acquire new equipment or upgrade current equipment, leasing has many financial and tax advantages. Here are just a few benefits to consider when you are looking for financing.

Leasing requires little to no down payment.
One of the greatest advantages of leasing is that it offers fairly minimal upfront costs. Most traditional financing options may require a substantial down payment. Depending on the lease terms, there may be no down payment, one advanced payment, or a small percentage of the equipment cost.

Leasing conserves your working capital and preserves your existing credit lines.
Because of the sizable amount of cash required to purchase new equipment, many industries lease equipment to conserve capital and keep existing bank credit lines available.

Leasing allows 100% financing.
Traditional methods of financing usually do not include "soft" costs such as installation and freight. A good lease transaction includes both of these, thereby allowing you to finance the total package.

Leasing offers lower fixed payments allowing flexibilty in cash flow.
This is due to the tax benefit transfer and residual. Payments on a lease are fixed for the entire term of the lease. This is a distinct advantage in times when many financing transactions have annual adjustments on interest rates. Knowing in advance what your payments will be enables you to budget and manage equipment dollars for a long time.

Leasing offers longer terms.
In lease arrangements, terms are typically up to 84 months. Depending on the equipment, terms may be extended to even ten years. Many payment structures are available including monthly, quarterly, semi-annual, annual, etc.

Leasing is flexible and convenient.
Leasing provides greater structuring flexibility to fit your cash flow needs. In addition, lease payments can be arranged to match seasonal business and to match earnings generated by the equipment. The variables in a lease, such as advance payments, harvest terms, and purchase options, can be customized to meet your objectives. Also, special lease programs are available.

Leasing offers tax advantages.
Leasing can lower your tax burden. Depending on how your lease is structured, you may be able to fully deduct your lease payments. An operating lease is fully deductible as opposed to depreciating the value of the equipment as if it were a capital expenditure. Leasing clearly reduces your net equipment cost. Consult your tax advisor for details.

Leasing provides flexibility to accounting strategies.
For the purpose of financial reporting, leasing is a method of off balance sheet financing. Leasing strengthens your financial statements by enhancing ratios.

Leasing gives you different end of term options.
At the end of the lease term, you may purchase the equipment for as low as $1. If you require lower payments, you could purchase the equipment for a fixed percentage of the original cost. Other options are available at the end of the lease.

Looking for a way to increase sales? Try our Vendor Program.

With Bancroft Leasing as your partner, you can increase sales with our Vendor Program. Our program provides you the tools you need to offer affordable financing. We understand how important it is for machinery, equipment, and technology industries to have the agility to provide a simple finance solution to their customers.

Bancroft Leasing has successful partneships with vendors of all kinds all across America. 

We have a program in place that these industries can offer to their customers.

All we need to get started:

• an equipment description 
• our application, signed and completed by the customer

If your business is interested in closing more sales with Bancroft Leasing's vendor program, call us at 901.761.2156 or email us at bancroft@aglease.com to learn more.